Privacy Policy

Effective Date: September 17, 2025
Loans & Money: AI Debt Coach (“we,” “our,” or “the App”) respects your privacy and is committed to protecting it. This Privacy Policy explains what information we collect, how we use it, and the rights you have regarding your data.

1. Information We Collect

When you use our App, we may collect the following information from you:

  • First Name
  • Last Name
  • Email Address
  • Responses to the quiz you complete in the App
We do not request or store sensitive identifiers such as Social Security Numbers, credit card details, or bank account information.

2. How We Use Your Information

The information you provide is used exclusively to personalize your consultation and improve your in-app experience.

All personal data is stored locally on your device. We do not transmit, share, rent, or sell your information to any third parties. Your data remains under your control at all times.

3. Advertising

Our App may display ads from third-party networks. These partners may use tracking cookies or similar technologies to deliver relevant content. However, we do not collect, access, or store any of this advertising data.

4. Data Storage and Security

All user data is stored only on your device. We do not operate external servers to hold your information.

We recommend keeping your device secure with a password, PIN, or biometric authentication to help safeguard your personal information.

5. Children’s Privacy

Our App is not directed to children under the age of 13. We do not knowingly collect or store information from anyone under this age threshold. If we become aware that we have inadvertently collected such information, we will take steps to delete it immediately.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. Any updates will be posted here with a new “Effective Date” indicated at the top of the page.

7. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
Email: support@apemoneyd.com